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Hello,
I'm Andy Lochary
Mortgage Loan Originator

NMLS#: 1204092

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Hello, welcome to my page.

I am Andy Lochary, your local Mortgage Loan Originator. I am committed to helping you find your next mortgage. If you are purchasing your first “starter home,” your forever family home, or an investment property, I am here to help you make a fully informed decision that best meets your needs. I have been a mortgage loan originator since 2015. Before that I was a pastor for 31 years. During that time, I was bi-vocational and also worked as a banking center manager and commercial loan officer for what is now Chase Bank, NA. I believe home ownership is extremely important to families and individuals as well as to the local community. It is my job to help you make an informed choice about financing that will allow you accomplish your financial goals. I am well versed in conventional, government (FHA/VA), and non-QM loans (loans that meet the needs self-employed borrowers, investors, and other special situations). I look forward to getting to know you. If you have any questions about the home purchasing or financing process, don’t hesitate to contact me. I am here to help!

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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