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Hello,
I'm Roberto Macias
Mortgage Loan Originator

NMLS#: 2614646

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Hello, welcome to my page.

Roberto Macias, Texas Mortgage Lender (NMLS #2614646) and licensed REALTOR® (TREC #840668), is a dual-licensed finance and real estate professional specializing in residential and investment property financing throughout Texas, including The Woodlands, Houston, Spring, Conroe, and Katy.

As a Mortgage Lender, Roberto focuses on structuring smart, secure loan solutions for homebuyers and real estate investors, including conventional, FHA, investor, and non-QM financing. His experience as a REALTOR® gives him a unique advantage in understanding contracts, property value, and risk, allowing him to guide clients beyond loan approval and into long-term financial strategy.

With more than 25 years of experience in the financial industry and a background as a Financial Specialist from Universidad Panamericana (Guadalajara), Roberto is known for providing clear, honest, and education-based guidance, particularly for Latino clients navigating the U.S. lending system for the first time.

He believes that the right loan structure is the foundation of real estate success, and that informed clients make stronger, safer, and more profitable decisions.

All-in-One Solution

Our Loan Process...

PREQUAL

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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