I’m Teresa, a dedicated mortgage lender passionate about helping first-time buyers, growing families, and future homeowners navigate the loan process with clarity and confidence. Whether you’re buying your first home, upgrading, investing, or exploring VA or down payment assistance programs, I’m here to make financing feel less overwhelming and more empowering. With a strong background in financial and credit analysis, I offer personalized support, competitive solutions, and clear communication every step of the way. I also love building strong partnerships with real estate agents who want smooth closings and happy clients. Let’s turn your ‘someday’ into move-in day!